Living in Dubai 2023 " Weather, rent, health and co.

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Living in Dubai: What you should know as an expatriate

14 August 2023
Nina Noel
Nina Noel

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Dubai, the glittering metropolis on the Persian Gulf, is a popular destination for expatriates in search of new adventures and professional opportunities. But before you set off for this vibrant city, there are some important things to consider. In this article, you will learn everything you need to know about life in Dubai as a prospective expat.

The most important facts in a nutshell:

  • 🏜️ Dubai is known for its warm and sunny weather with extremely high temperatures in summer and mild winters. Sandstorms can occasionally occur.

  • 💱 The official currency in Dubai is the UAE Dirham (AED). It is recommended to open a bank account in Dubai as the banking system is stable. Dubai has an attractive tax regime with no income tax on personal income.

  • 🏥 Dubai has a modern and well-developed healthcare system with high-quality medical care. Health insurance is mandatory to live in Dubai. 

  • 🏫 Dubai offers a variety of international schools with different curricula. The German International School Dubai follows the German curriculum and offers a first-class education in German.

  • 🛡️ Dubai is considered one of the safest cities in the world with a well-developed security system. Nevertheless, it is advisable to keep up to date with current advisories and safety precautions.

  • 🕌 Dubai is multicultural and tolerant of different religions. Although Islam is the official religion, there are many places of worship for different faiths.

  • 🏠 Living in Dubai can be expensive, but there are different options depending on your budget and preferences. The cost of living varies according to lifestyle.

Weather in Dubai: Sun, sand and sea

Dubai is known for its warm and sunny weather. Temperatures can be extremely high in the summer, while the winter months are mild. It is important to prepare for both the heat and the occasional sandstorms that can hit the city. Sunscreen and a good pair of sunglasses are essential to protect yourself from the intense sun.

You can find information about the weather in Dubai on the official Dubai Weather Bureau website.

Dubai, the largest emirate (by population) in the United Arab Emirates, is not only known for its imposing skyline and luxurious shopping malls, but also for its unique weather. The emirate is located on the Persian Gulf and offers warm temperatures and plenty of sunshine all year round.

In summer, the weather in Dubai can get extremely hot, with average temperatures of over 40 degrees Celsius. The warm waters of the Persian Gulf are ideal for swimming, diving and other water sports.

The winter months in Dubai are comparatively mild, with average temperatures of around 20 degrees Celsius. This is the best time to explore the city's many outdoor activities, such as a desert safari or a ride on a camel. The mild temperatures also make it pleasant to visit the city's many parks and gardens.

It is important to note that Dubai is also occasionally hit by sandstorms. These sandstorms, also known as 'haboob', can lead to reduced visibility and uncomfortable conditions. It is recommended to stay indoors and keep windows closed during such events.

To protect yourself from the intense sun in Dubai, it is advisable to use sunscreen with a high SPF and wear sunglasses. It is also recommended to wear light, breathable clothing to protect yourself from the heat.

If you want to know more about the weather in Dubai, you can visit the official website of the Dubai Weather Bureau. There you will find detailed information about the current weather conditions, forecasts and climate data.

Currency, Banks & Taxes in Dubai

The official currency in Dubai is the UAE Dirham (AED). It is advisable to open a bank account in Dubai to facilitate payments. Dubai is known for its stable banking system and offers a variety of banks to choose from. It is also important to find out about the tax system in Dubai, as there may be some differences from the home country.

BankMinimum depositBank accounts for foreignersTime until account opening
Emirates NBD (ENBD)AED 5000,-Yes2-4 weeks
HSBCAED 5000,-Yes2-4 weeks
Mashreq BankAED 5.000,-Yes1-3 weeks
Wio BankAED 0,-Yes1-2 weeks
ADCB (Abu Dhabi Commercial Bank)AED 20.000,-Only for nationals1-2 weeks

If you are a Open a bank account in Dubai There are several options available to you. You can choose a local bank that is based in Dubai or an international bank that also has branches in Dubai. Both options have their advantages and disadvantages. A local bank may offer better knowledge of the local market and laws, while an international bank may have a broader customer base and network.

Before choosing a bank, it is advisable to compare the different fees and services. For example, some banks charge monthly account fees, while others offer free accounts. It is also important to consider the availability of online banking and other electronic payment methods, as this can facilitate payment transactions.

In terms of the tax system, Dubai has an attractive tax regime. There is no income tax on personal income and no capital gains tax. This makes Dubai a popular destination for expats and international companies. However, it is important to note that there are other types of taxes, such as the 5% Value Added Tax (VAT) levied on certain goods and services or the newly introduced Corporate income taxwhich has been in force since 1 June 2023.

Overall, Dubai offers a stable banking system and attractive tax benefits for residents and businesses. With a variety of banks to choose from and a transparent tax system, Dubai is a popular financial location in the region.

Further information on banks and Taxes in Dubai you can find in our guide and on the website of the Dubai Financial Services Authority.

The health system in Dubai

Dubai has a modern and highly developed healthcare system. Both public and private hospitals offer high-quality medical care. To live in Dubai, it is mandatory to have health insurance. Dubai has strict regulations and offers high standards in healthcare.

The healthcare system in Dubai is characterised by its diversity and quality. There is a wide range of medical services provided by world-class specialists and medical staff. Hospitals in Dubai are equipped with the latest technology and facilities to provide world-class medical care.

The medical facilities in Dubai are known for their excellent patient care and commitment to the well-being of their patients. The doctors and medical staff are well trained and have extensive experience in their respective fields. There are also a large number of specialist clinics and medical centres specialising in various fields such as cardiology, orthopaedics, ophthalmology and more.

To ensure that all residents have access to quality healthcare, the Dubai government has introduced strict healthcare regulations. These regulations ensure that all medical facilities meet high standards and patient safety is guaranteed. In addition, there is an extensive network of public health centres and clinics that provide low-cost medical care for those who do not have health insurance.

The Dubai Health Authority (DHA) is the central regulatory body for healthcare in Dubai. It is responsible for the regulation and supervision of all medical facilities and services. On the official website of the DHA you will find detailed information on the health system in Dubai, including the list of approved hospitals and clinics, information on health insurance and much more.

Overall, the healthcare system in Dubai provides comprehensive and high-quality medical care for all residents and visitors. The combination of state-of-the-art technology, highly qualified professionals and strict regulations makes Dubai a popular destination for medical treatment and health tourism.

More information on the health system in Dubai you can find in our detailed guide and on the official website of the Dubai Health Authority.

The education system in Dubai

Dubai offers a wide range of international schools and educational institutions that provide a quality education system. From schools offering curricula from different countries to renowned universities, there are many options for families with children. 

The education system in Dubai is known for its diversity and quality. There are schools that follow the British, American, French, German and many other curricula. These schools offer students a wide range of subjects and allow them to develop their interests and strengths.

One of the most renowned international schools in Dubai is the Deutsche Internationale Schule Dubai. This school follows the German curriculum and offers students a first-class education in German. Students have the opportunity to take the German Abitur and have access to German universities.

In addition to international schools, there are also public schools in Dubai that are funded by the government. These schools offer a free education system for Dubai residents. The language of instruction in public schools is usually Arabic, but English is also taught as a foreign language.

Dubai is also known for its renowned universities. The University of Dubai and Zayed University are two of the best-known universities in the country. These universities offer a wide range of courses in different fields. Many international students choose to study in Dubai because of the high quality of education and modern facilities.

The education system in Dubai places great emphasis on promoting education and knowledge. There are numerous initiatives and programmes aimed at further improving the level of education in Dubai. These include programmes to promote science and technology, cultural exchange and international cooperation. 

If you are interested in the education system in Dubai, we recommend you visit the website of the UAE Ministry of Education. There you will find detailed information about schools, universities and education programmes in Dubai.

More information on the education system in Dubai you can find in our detailed blog post on the topic.

Topic Security: How safe is Dubai?

Dubai is often considered one of the safest cities in the world. The government has implemented strict security measures to ensure the safety of residents and visitors. However, it is always advisable to keep up to date with the latest advisories and security measures.

Dubai is an emirate known for its high security. The government has made great efforts to ensure the safety of the people in Dubai. There is a well-established security system consisting of police, surveillance cameras and security personnel. The streets are well lit and there is a strong police presence to prevent crime and ensure the safety of the people.

Dubai has a low crime rate, which makes it a safe city. The government has taken measures to fight crime and ensure that people feel safe. There are strict laws and high penalties for crimes such as theft and violent crimes. The police are well trained and respond quickly to emergency calls to ensure people's safety.

In addition, there is a well-developed emergency management system in Dubai. There are hospitals, fire and rescue services available around the clock to provide assistance in case of an emergency. The rescue services are well-equipped and well-trained to act effectively in emergencies.

When it comes to the safety of tourists, Dubai has taken special measures to ensure that they feel safe. There are a number of police officers patrolling tourist areas to help tourists with any questions or problems. Tourist attractions and hotels also have their own security measures to ensure the safety of visitors.

However, it is always important to be aware and take precautions, regardless of the security situation in a particular location. It is recommended to keep valuables safe, comply with local laws and regulations, and be aware of possible risks and dangers.

Overall, Dubai is a city known for its high security. The government has taken extensive measures to ensure people's safety and there is a well-developed security system. Tourists can feel safe and enjoy their time in Dubai, but it is always advisable to keep up to date with the latest travel advice and safety precautions.

For the latest information on safety in Dubai, please visit the website of the Foreign Office.

Religion in Dubai: Is Dubai strongly religious?

Dubai is multicultural, with people from different countries and religions. Although Islam is the official religion of the UAE, there is a lot of religious tolerance in Dubai. Locals respect the religious beliefs of others and there are many places of worship for different faiths.

For more information on religious freedom in Dubai, please visit the website of the Dubai Islamic Affairs & Charitable Activities Department.

Living and cost of living in Dubai

Living in Dubai can be expensive, especially in the exclusive districts such as Downtown, DIFC or Jumeirah Bay Island. However, there are several options to choose from, depending on your budget and preferences. Many expats choose to live in apartment complexes as they often offer good infrastructure and amenities. Areas such as Jumeirah Village Circle, Marina or Dubai Hills offer versatile living options. The general cost of living can vary from €5,000 to €12,000 (family of four) per month, depending on your lifestyle. Discover in our blog post a detailed Overview of housing and living costs in Dubai.

Women's Rights in Dubai: Equality in the Desert?

In recent years, Dubai has made great strides in terms of equal rights for women. Women in Dubai have the right to education, work and many other opportunities. However, it is important to respect cultural and religious norms. Women, as well as men, should wear appropriate clothing in public and be aware that certain behaviours can be perceived as disrespectful.

For information on women's rights in Dubai, please visit the website of the Dubai Women Establishment

Car & Transport in Dubai

The public transport system in Dubai is well developed and offers various options for getting around the city. From the well-connected metro network to buses and taxis, there are many options. For those who plan to stay in Dubai for a longer period of time, it may make sense to buy or rent a car.

For more information on transport options in Dubai, visit the website of the Roads and Transport Authority.

Alcohol in Dubai - A Sip of Freedom

Dubai has strict laws regarding the sale and consumption of alcohol. Alcohol can only be consumed in licensed restaurants, bars and clubs. It is important to abide by the rules and avoid alcohol in public. There are opportunities for non-Muslims to apply for a free alcohol licence to purchase alcohol for private consumption.

For more information on alcohol regulations in Dubai, please visit the official website of the Dubai Alcohol Board. Dubai Police.

Are you thinking of emigrating to Dubai?

You would like to emigrate to Dubai, pay no income tax and are interested in a Company formation in Dubai interested? You don't have the right contact person who can guarantee a smooth implementation? Then get in touch now with our Team of experts  and book your free initial consultation. We will discuss your individual situation and show you possible solutions for your future in Dubai.

Frequently asked questions about living in Dubai

Living in Dubai can be an exciting and rewarding experience. By learning about important aspects such as the weather, the health and education system, and adapting to the cultural environment, you can make the most of your stay in this fascinating city. Have fun discovering Dubai!

Are you thinking of emigrating to Dubai?

You would like to emigrate to Dubai, pay no income tax and are interested in a Company formation in Dubai interested? You don't have the right contact person who can guarantee a smooth implementation? Then get in touch now with our Team of experts  and book your free initial consultation. We will discuss your individual situation and show you possible solutions for your future in Dubai.

Nina Noel
Nina Noel
Nina Noel, founder of Dubai Emigrate, has developed an impressive expertise in emigration counselling through personal experience and persistent work. After going through the challenges of moving to the UAE herself, she decided to use her knowledge and experience to make the process easier for others. Since then, she has accompanied and supported hundreds of people in their transition to Dubai
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